Secure

Your Future

Protecting Your Loved Ones with Reliable

Life Insurance Solutions

Our Mission

At LifeGuard Insurance, we are dedicated to providing peace of mind by offering comprehensive life insurance coverage tailored to your unique needs.

Coverage

Crafting extraordinary events tailored to your unique vision.

Term Life Insurance

Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.

Whole Life Insurance

Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.

Universal Life Insurance

Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.

Final Expense Insurance

Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.

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Testimonials

Cathy

"I was overwhelmed trying to figure out life insurance for my family. The Sammy Tran Agency made it so simple. They walked me through the options and found a policy that fits our budget perfectly. I sleep better knowing my kids are protected."

Jenny

"Getting coverage was much faster than I expected. I thought I’d have to jump through hoops, but the team handled all the paperwork and kept me updated. Highly professional and responsive service."

Steve

"I didn't realize how much I was overpaying on my old policy until I spoke with Sammy. She explained the difference between Term and Whole Life clearly and helped me switch to a plan that offers more coverage for less money."

Immediate Action Items

Frequently Asked Questions

Common Questions Answered for your convenience.

What types of life insurance do you offer?

We specialize in a comprehensive range of coverage options, including Term Life, Whole Life, Universal Life, and Final Expense insurance. We help you compare options to find the policy that best secures your family's financial future.

Do I need a medical exam to get coverage?

Not always. While some policies require a standard health exam to secure the lowest rates, we also have access to "No-Exam" and "Simplified Issue" policies that can get you covered quickly without a doctor's visit.

How do I know how much coverage I need?

We recommend a customizable approach based on your income, debts (like a mortgage), and future expenses (like college tuition). A general rule of thumb is 10-15x your annual income, but we can help you calculate the exact amount during a free consultation.

What is the difference between Term and Whole Life?

Term Life provides affordable coverage for a specific period (e.g., 20 years), ideal for income replacement. Whole Life provides permanent coverage that lasts your entire life and builds cash value that you can access while you are alive.

How long does the application process take?

It depends on the policy. Instant-approval policies can be active in 24 hours. Traditional policies involving medical underwriting typically take 4 to 6 weeks. We manage the paperwork with the carriers to keep you updated every step of the way.

How do my beneficiaries file a claim?

We are here to support your family when they need it most. Your beneficiaries simply contact our agency or the carrier directly. We assist with the necessary paperwork to ensure the death benefit is paid out quickly and smoothly.